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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$18.30
$18.30
$18.30
$18.30
$18.30
$18.30
$18.30
$18.30
$18.30
$18.30
$18.30
$18.30
$18.30
$18.30
$18.30
$18.90
$19.50
$20.10
$20.40
$21.30
$22.20
$23.40
$24.00
$25.50
$26.10
$27.30
$28.80
$30.30
$31.20
$32.70
$34.20
$35.70
$37.20
$39.60
$41.40
$43.50
$45.00
$48.00
$50.40
$54.00
$57.00
$60.60
$64.80
$69.60
$76.50
$82.50
$89.70
$101.10
$111.00
$123.30
$135.30
$149.40
$165.00
$182.40
$201.60
$222.90
$245.40
$295.20
$323.40
$353.40
$387.00
$423.60
$464.10
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$36.60
$36.60
$36.60
$36.60
$36.60
$36.60
$36.60
$36.60
$36.60
$36.60
$36.60
$36.60
$36.60
$36.60
$36.60
$37.80
$39.00
$40.20
$40.80
$42.60
$44.40
$46.80
$48.00
$51.00
$52.20
$54.60
$57.60
$60.60
$62.40
$65.40
$68.40
$71.40
$74.40
$79.20
$82.80
$87.00
$90.00
$96.00
$100.80
$108.00
$114.00
$121.20
$129.60
$139.20
$153.00
$165.00
$179.40
$202.20
$222.00
$246.60
$270.60
$298.80
$330.00
$364.80
$403.20
$445.80
$490.80
$590.40
$646.80
$706.80
$774.00
$847.20
$928.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$49.20
$50.40
$51.60
$52.80
$55.20
$56.40
$58.20
$60.60
$63.00
$65.40
$67.20
$71.40
$74.40
$77.40
$82.20
$86.40
$88.80
$94.20
$96.00
$100.20
$105.60
$111.00
$117.00
$122.40
$129.00
$135.60
$144.60
$153.00
$162.60
$172.20
$187.20
$202.20
$219.60
$238.20
$267.00
$294.00
$324.60
$357.00
$393.60
$432.60
$479.40
$528.60
$582.60
$642.00
$770.40
$843.00
$923.40
$1,009.20
$1,104.00
$1,207.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov